If you recognise yourself on this list, or you earn well and work hard, keep reading.
Frater Property Partners
The Team Behind James Talks Property
We help busy high earners build a second income stream through UK property. Hands-off, no courses, no second job
20 minutes. No pitch, no obligation.
£30m+ Client Property Purchased
15 yrs Investing Our Own Money
Midlands & Northern Regions
WATCH FIRST
A Message from James
James Cohen – Co-Founder, Frater Property Partners. Personally helped clients purchase over £30 million in UK property across the Midlands and North of England.
Your salary is not a wealth strategy
You work hard and earn well. But almost everything you’ve built depends on you showing up. The day you stop, whether by choice, burnout, or simply wanting the option to step back before 67, your income stops with it.
Most high earners we speak to have never seriously asked themselves one question.
If I stopped working tomorrow, what income would still arrive?
For most of them the honest answer is close to nothing.
That’s the problem property solves. When it’s done properly.
CLIENT OUTCOMES – ANONYMISED
Here's what our clients bought, and what it returned
Dentist, East Midlands
Capital Deployed: £78,000
Properties Purchased: 1
Equity Secured at purchase: £31,200
Gross Yield: 6.8%
Sales Director, North West
Capital Deployed: £165,000
Properties Purchased: 2
Equity Secured at purchase: £53,998
Gross Yield: 6.3%
Athlete, North West
Capital Deployed: £148,286
Properties Purchased: 2
Equity Secured at purchase: £47,598
Gross Yield: 6.2%
Business Owner, London
Capital Deployed: £60,000
Properties Purchased: 1
Equity Secured at purchase: £24,000
Gross Yield: 6.6%
Each of these investors has a great job but wants long-term freedom. Property doesn’t make you rich overnight, but over time it gives you that freedom.
CLIENT REVIEWS
In their words, not ours
Informative, Trustworthy, and Highly Recommended
I first discovered Frater Property Partners through their YouTube channel, which offers clear, informative advice on property investment.
After learning a lot from their videos, I spoke with James, who created a tailored plan for me and shared valuable insights from his experience.
He was never pushy, encouraged me to take my time, and invited me to follow up with any questions. I truly value their professionalism, supportive approach, and expertise.
Callum H
Programme Manager
Excellent Guidance & Professional Advice.
James Cohen from Frater Property Partners gave me clear, honest and very helpful advice on property investment. Knowledgeable, professional, and easy to talk to. Highly recommended!
Rana M
IT Consultant
James helped me purchase my first investment property and I honestly couldn’t have done it without him. As a busy professional, I’d wanted to get onto the property ladder for a long time but struggled to find the right deal and the right support — James solved both.
He sourced a genuinely discounted deal and guided me through every step of the process with patience and expertise. He was friendly, responsive, and informative throughout, and nothing was ever too much trouble. What I appreciated most was that at no point did I feel pressured — he let me make my own decisions while making sure I had everything I needed to make them confidently.
I’m absolutely delighted with the outcome and I’m already looking forward to working with James on future opportunities. If you’re thinking about investing in property, I would not hesitate to recommend him.
Sherif K
Dentist
WHO THIS IS FOR
Is this you?
We work with professionals who earn well but have everything tied to their ability to show up. Essentially, Time-poor professionals with a strong income from their day job.
Doctors
Business Owners
Professional Athletes
Dentists
Sales Directors
Software Developers
Senior Executives
Financial Advisors
Solicitors
Senior Engineers
Consultants
Surgeons
Accountants
Marketing Directors
Pilots
WHAT THIS IS FOR
Most clients come to us for one of three reasons
Sometimes it’s one specifically, sometimes it’s all three at once.
A Second Income
Income that arrives whether or not you do. Enough flexibility to cut your days, take a proper break, or stop quietly running the maths on what happens if you cannot work for six months.
Generational Wealth
Many people in your position aren’t building wealth for themselves. They’re building it for their children. So that when their children need help, the answer can be yes.
Retirement Planning
The state pension age has moved twice in twenty years and it’s under review again. Property income doesn’t wait for a government timetable, and built early enough it decides your finish date instead of the other way round.
THE PROCESS
How it works
Three Steps. Nothing Complicated.
01
Discovery Call
A free 20-minute conversation with James. We’ll find out whether your situation fits what we do and tell you honestly either way. If it doesn’t, we’ll point you in the right direction.
02
We find the deal
We source quality buy-to-let assets at a discount across the Midlands and Northern regions of England. Every deal goes through our filter before it reaches you. You review the opportunity, and you make the decision.
03
You complete
We manage the entire buying process alongside you, including financing, legals, and progression. We connect you with our trusted network of mortgage brokers, tax accountants and solicitors. You complete, and the income starts arriving.
THE FRATER STANDARD
Why Frater
Three things that separate us from every other property investment company in the UK.
We wouldn't recommend it if we wouldn't put our own family into it
That isn’t a marketing line. It’s the standard James has worked to since he first started helping property investors, sitting behind more than £30 million of client purchases. Chris and Jess have been investing personally for fifteen years, so the filter comes from experience rather than theory. That’s what shapes how we look at every deal.
You work with the founders, not a relationship manager or junior staff member
James is directly involved in every client relationship as we’re not a volume operation. The person you speak to on your first call is the same person who sources your deal, sees it through to completion, and picks up the phone three years later when you’re ready for the next one.
We turn away more clients than most people would expect.
If your situation isn’t right for what we do, we’ll tell you within the first fifteen minutes rather than try to make it work anyway. We’d rather point you toward someone better placed than take on a client we can’t genuinely help, and that’s exactly why the clients we do work with work with us long term.
TESTIMONIAL
What our clients say
“I’ve bought three properties through Frater Property Partners and couldn’t recommend them highly enough. James has been brilliant throughout. Communication is top level, he’s genuinely lovely to work with, and most importantly completely trustworthy. Finding the right properties takes time and effort, and having someone like James in your corner makes all the difference. I’ll definitely be continuing to build my portfolio with his help.”
Ryan Yates
Nottingham Forest Club Captain
STRAIGHT ANSWERS
FAQs
Three things that separate us from every other property investment company in the UK.
Is this a property course?
No. We don't sell education. In our view the property industry has a poor record here, and most property courses are a waste of your money. For that reason we've deliberately ruled it out.
How much capital do I need?
It varies depending on the value of the property you purchase, but you need to account for your deposit, purchase costs (like Stamp Duty and Solicitor Fees), and a sensible cash buffer.
Do I need to be a cash buyer?
No. Most clients use buy-to-let mortgages, usually through a limited company. We'll work through the funding structure with you on the call and can introduce you to brokers and tax advisers who handle this every day.
How hands-off is it actually?
Property isn't quite as passive as paper investments, but we get close. Sourcing, negotiation, legal coordination, and snagging are all handled on your behalf. You make the decision and provide the funds. Everything else is taken care of.
Which areas do you buy in?
Locations are chosen on fundamentals. Capital growth potential, rental demand, tenant profile, and the discount available. Right now that means Greater Manchester, the North West, Yorkshire, and the Midlands.
What happens on the call?
We'll go through your current situation, your goals, and your timeline, then tell you honestly whether we can help. If we can't, we'll say so. There's no obligation, and nothing is sold on that call.
Ready to have the conversation?
Book a free 20-minute discovery call with James. No pitch, no obligation. We’ll tell you honestly within the first fifteen minutes whether we can help you or not.
The call is free. The conversation is straightforward. And if it’s not right for you we’ll say so.
